Credit Basics

• What is credit and what's it used for?
• Why do I need to use credit?
• What is a credit report and what's it used for?
• Why is it important to establish good credit?
• How do I establish a good credit history?

Establishing Credit

• How do I start building my credit?
• How do I get qualified for a new credit card?
• How do I choose the right credit card?
• Your responsibities as a credit card holder

Maintaining Credit

• How do I maintain a good credit profile?
• How do I manage and reduce my debts?
• What if my credit application is denied?
• Check your credit report regularly!

Credit Security

• What can I do to protect myself?
• How can I correct errors on my credit card bill?
• How do I fight unauthorized credit card charges?
• How can I protect myself shopping online?